199 Piney Bay Lane
Spring City, TN, 37381 $ 1,449,000
Bedrooms4 Baths4.0 Sq 3,887 Monthly Estimate*
$ 10,008
for $1,449,000 with 4 bedrooms and 4 full baths. This 3,887 square foot home was built in 2012 on a lot size of 0.44.
RECENTLY REDUCED!! RARE WATTS BAR LAKE PENINSULA HOME - WATERFRONT ON THREE SIDES! Experience year-round lakefront living with this immaculate 2-story home, perfectly situated at the end of a quiet cul-de-sac on a rare peninsula lot with 450 feet of lakefront. Enjoy breathtaking, unobstructed lake views stretching over 2.5 miles, along with spectacular sunrise views. The level lot with a gentle slope leads from the 1,000 sq ft patio directly to the water, creating effortless access to the lake and your private dock. Outdoor living is enhanced with a lake-fed irrigation system, outdoor shower, and extensive exterior lighting. Waterfront features include a 1,000 sq ft synthetic surface private dock, a boat slip and double jet ski slip, both with power lifts, and a large storage closet for water toys and equipment. Interior highlights of this spacious home include 4 bedrooms/large bonus room (sleeps 20), 4 full bathrooms, 10-ft and cathedral ceilings, catwalk overlooking the kitchen and entryway, huge great room with stone fireplace (unused; easily convertible to gas), and water views from nearly every room. The beautifully appointed kitchen includes stainless steel appliances, new French-door refrigerator with extended warranty, soft-close maple cabinetry, quartz countertops, large center island and a pass-thru window to the screened porch. The main level offers a private primary suite with its own entrance to the outdoors overlooking the lake. The large laundry room has a pantry, cabinetry, counters, utility sink and access to the screened porch. The upper level offers 2 full baths, 3 bedrooms or a large bonus room that can easily accommodate up to 10 guests (currently used as an office/workout space). Additional features include zoned HVAC system, 2TB security system, 7-station intercom system, 7,500 watt portable generator, and oversized 2-car garage with shelving, sink, cabinetry, and integrated workbench. This exceptional property can be purchased turnkey, making it ideal as a full-time residence or vacation retreat. Enjoy boating, water skiing, fishing, and exploring the many nearby resorts, marinas, and waterfront restaurants that make life on Watts Bar Lake so special. Schedule your showing today before this incredible lake home is gone.
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FeaturesGeneralSewer Other
Heating Central Propane Zoned Electric
Cooling Central Cooling Ceiling Fan(s)
Appliances Tankless Water Heater Gas Range Dishwasher Disposal Dryer Microwave Refrigerator Self Cleaning Oven Washer
Garage Spaces 2
Architectural Style Other Contemporary
Security Features Smoke Detector
Construction Materials Cement Siding Block Frame
Year Built 2012
View Country Setting Lake
Property Subtype Single Family Residence
County Rhea County - 42
Property Type Single Family
Attached Garage true
Subdivision Name Piney Bay
Other Structures Boat - House
Total Rooms 8
Full Baths 4
Status Active
Directions From office in Spring City Hwy 27N left on E Jackson Ave left on Toestring Valley Road right on Piney Point Road left on Piney Bay Lane home at the end. SOP
High School Rhea County
City Spring City
MLS Area Rhea County - 42
Lot Size Units Acres
Lot Size Square Feet 19166.4
Elementary School Spring City
Property Attached Y/N false
Middle/Junior High School Spring City
MLS Area Minor Rhea County - 42
Structure Type 2 Story
Standard Status Active
New Financing Cash true
New Financing VA Loan true
New Financing Coventional true
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InteriorInterior Amenities Walk-In Closet(s) Cathedral Ceiling(s) Kitchen Island Pantry Eat-in Kitchen
Basement Crawl Space
Flooring Carpet Hardwood Tile
Total Fireplaces 1
Fireplace Features Stone Wood Burning
Basement (Y/N) false
Air Conditioning Y/N true
Heating Y/N true
Window Features Windows - Insulated Window - Energy Star
Fireplace Y/N true
Half Baths 0
Total Bedrooms 4
Total Baths 4
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ExteriorExterior Amenities Irrigation System Dock
Parking Features Garage Door Opener Attached Main Level
Lot Features Lake/Water Access Cul-De-Sac River Waterfront Wooded Level
Water Source Public
Lot Size Area 0.44
Building Area Total 3887
Lot Size Acres 0.44
Frontage Type Lakefront
Lot Size Source Estimated
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* Excluded FeaturesList BySusan "Sue" CrockettListing Agent
Blue Key PropertiesBroker
hotpropertysusan@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $10,008
- Monthly Property Taxes
- $246
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Spring City, TN
Average List Price $547,715
Percent of Sale Price 62%
About Spring City, TN 9,180 Population
4% Since 2002
$ 40,049 Median Income
47.8 Median Age
20% Households with Children
Trends Information provided by ATTOM Data Solutions.
2912785 Elementary School
4508052 Middle School
Rhea County High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/2/2026 | $1,449,000 | -3.34% | Price Down |
| 5/4/2026 | $1,499,000 | | Listed Price |