281 Cottage Drive Ten Mile, TN $ 1,699,999
281 Cottage Drive
$ 1,699,999
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281 Cottage Drive

Ten Mile, TN, 37880
$ 1,699,999
Bedrooms3 Baths3.2 Sq 3,861

Monthly Estimate*

$ 11,741

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Single Family Home for sale in Ten Mile, TN

for $1,699,999 with 3 bedrooms and 3 full baths, 2 half baths. This 3,861 square foot home was built in 2001 on a lot size of 0.63.

Perfectly positioned on a large, peaceful cove just off the main channel of beautiful Watts Bar Lake, 281 Cottage Drive offers the ideal blend of tranquil waterfront living, breathtaking views, and effortless access to the open water you have been searching for! This exceptional waterfront property offers the perfect balance of peaceful lake living and quick access to open water. Set on a picturesque 0.63-acre lot with a gently sloping, park-like setting that extends to the TVA 750-foot contour line and continues to the shoreline, the setting offers remarkable privacy and the rare convenience of easy, level access to the lake. Offering 3,861 square feet of thoughtfully designed living space, this 3 bedroom, 3 1/2 bath beautifully maintained home blends timeless cottage-inspired architecture with spacious, comfortable living. A welcoming covered front porch, mature landscaping, plantation shutters, and quality finishes create an inviting atmosphere throughout. The impressive great room is the heart of the home, showcasing soaring cathedral ceilings, a cozy fireplace, and expansive windows with electronic shades overlooking the backyard and lake. The adjoining kitchen features custom cabinetry, quality appliances, generous workspace, and an open layout that flows seamlessly into the breakfast area with plantation shutters. A separate formal dining room provides the perfect setting for holidays and entertaining. Completed in 2019, the stunning sunroom addition is one of the home's signature spaces. Surrounded by walls of windows, it offers panoramic views of the beautifully manicured lawn and the peaceful waters of Watts Bar Lake, making it the perfect place to enjoy your morning coffee or unwind at the end of the day. The spacious primary suite features a beautifully renovated spa-inspired bath completed in 2019 with an oversized tiled walk-in shower, freestanding soaking tub, separate vanities, tile flooring, and elegant finishes. Upstairs, you will find 2 guest bedrooms, a full bath and a large bonus room that offers flexible space for a home office, media room, playroom, or guests. The walk-out lower level expands the living space with a full second kitchen, recreation room, guest accommodations, abundant storage, and direct access to the backyard and lake--ideal for entertaining or multigenerational living. Outdoor living is where this property truly shines. The park-like grounds gently lead to the shoreline with one of the easiest, flattest walks to the water you'll find on Watts Bar Lake. The private dock features two covered boat slips, a floating personal watercraft dock, and a spacious lounging deck, creating the perfect place to boat, swim, fish, or simply relax by the water. In addition to the attached two-car garage, a detached three-bay garage/workshop, built in 2015, includes an additional half bath and expansive second-story storage, providing exceptional space for hobbies, boats, vehicles, or recreational equipment. Thoughtfully updated and meticulously maintained, the home also features a newer roof (2022), HVAC systems approximately three years old, a new water heater, and a Generac generator, offering comfort and peace of mind for years to come. From mornings in the sunroom to afternoons on the lake and evenings spent on the dock, 281 Cottage Drive offers the timeless waterfront lifestyle families dream about. Beautifully maintained, thoughtfully updated, and ideally situated on one of Watts Bar Lake's most desirable level waterfront lots, this is a rare opportunity to own a truly exceptional East Tennessee lake home.

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Single Family Active

Price

$ 1,699,999

Bedrooms

3

Full Bath

3

Half Bath

2

Property Type

Single Family

Taxes

$ 2,455

Style

Cottage, Cape Cod

Lot Size

0.63

Year Built

2001

Town/City

Ten Mile

County/Region

Meigs

MLS | Web ID

1346939

Features
General
Sewer Septic Tank
Heating Central Propane Electric
Cooling Central Cooling
Appliances Dishwasher Microwave Range Refrigerator Self Cleaning Oven
Garage Spaces 5
Architectural Style Cottage Cape Cod
Security Features Security Alarm Smoke Detector
Construction Materials Vinyl Siding Brick
Year Built 2001
View Lake
Property Subtype Single Family Residence
County Meigs County - 41
Property Type Single Family
Attached Garage true
Other Structures Workshop
Total Rooms 12
Full Baths 3
Status Active
Directions 304 South Right on Red Cloud Left on Cottage. House is at the end of the road past the dead end sign on the left. Sign on property.
High School Meigs County
City Ten Mile
MLS Area Meigs County - 41
Lot Size Units Acres
Lot Size Square Feet 27442.8
Elementary School Meigs North
Property Attached Y/N false
Middle/Junior High School Meigs
MLS Area Minor Meigs County - 41
Structure Type 2 Story Basement
Standard Status Active
New Financing Cash true
New Financing VA Loan true
New Financing Coventional true
New Financing New Loan true
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Interior
Interior Amenities Walk-In Closet(s) Cathedral Ceiling(s) Kitchen Island Pantry Eat-in Kitchen
Basement Walkout Finished
Flooring Carpet Hardwood Tile
Total Fireplaces 1
Fireplace Features Gas Log
Basement (Y/N) true
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 2
Total Bedrooms 3
Total Baths 5
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Exterior
Exterior Amenities Windows - Vinyl Dock
Parking Features Garage Faces Side Garage Door Opener Attached Detached RV Parking
Lot Features Lake/Water Access Private Waterfront Level
Water Source Public
Lot Size Area 0.63
Building Area Total 3861
Lot Size Acres 0.63
Frontage Type Lakefront
Lot Size Source Tax Records
Other Equipment Backup Generator
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* Excluded Features
List By
Kristy Rucker

Listing Agent

Wallace

Broker

kristy.rucker@wallacetn.com

Email

Affordability Calculator

$11,946
Per Month
98%
2%
0%
Monthly Principal & Interest
$11,741
Monthly Property Taxes
$205
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1937770 Elementary School
4507896 Middle School
Meigs County High School High School
Pricing History
DatePricePrice ChangeDescription
9/25/2026$1,699,999 -2.86% Price Down
7/3/2026$1,749,999 Listed Price

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281 Cottage Drive, Ten Mile, TN, 37880 is a Single Family Home for sale at $1,699,999 with 3,861 sqft and a lot size of 0.63. 281 Cottage Drive has 3 bedrooms, 3.2 baths, and was built in 2001. The property's zip code is 37880 which is in Ten Mile, TN