301 W Commercial Ave
Monterey, TN, 38574 $ 299,000
Bedrooms4 Baths2.0 Sq 1,972 Monthly Estimate*
$ 2,065
for $299,000 with 4 bedrooms and 2 full baths. This 1,972 square foot home was built in 1935 on a lot size of 0.61.
Are you looking for a home that makes an impression the moment you walk through the door? This home will do it to you! Located in the heart of Monterey, this 4-bedroom, 2-bath home offers 1,972 square feet of living space and sits on 0.61 acres, with boutiques, salons, banks, grocery stores, and everyday conveniences all within walking distance. The main level features two bedrooms (one which could easily be used as an office), including the primary bedroom, along with a full bath. Upstairs you'll find two additional bedrooms, another full bath, and an extra storage room that could also be used as an additional walk-in closet! Entering the home, you will notice immediately that the dramatic, architectural spiraled staircase is the main focal point, adding 9.5 ft ceilings, original hardwood floors, and a view to the second level is what sets this home apart and gives the home the character that you just don't find in those newer, cookie-cutter homes! Outside, the fully privacy-fenced backyard offers plenty of room to relax, entertain, or let pets play. The additional 12x20 storage shed gives you even more usable space! The metal roof and siding were replaced approximately five years ago (per owner). Located approx. 1.5 hours from Nashville and 1.5 hours from Knoxville. Seller will leave living room sofa and loveseat with coffee and end tables if buyer wants them at no additional cost! If you've been searching for a home with space, charm, convenience, and features you won't see in every house you tour, this one deserves a closer look!
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FeaturesGeneralSewer Public Sewer None
Heating Central Forced Air Natural Gas
Cooling Ceiling Fan(s)
Appliances Dishwasher Disposal Microwave Range Refrigerator
Architectural Style Cottage
Security Features Smoke Detector
Construction Materials Vinyl Siding Block Frame
Year Built 1935
View City
Property Subtype Single Family Residence
County Putnam County - 53
Property Type Single Family
Attached Garage false
Subdivision Name Cumb Mtn Coal Co
Other Structures Storage
Total Rooms 8
Full Baths 2
Status Active
Directions From Putnam County Courthouse take S Jefferson Ave to I-40 E. Merge onto I-40 E toward Knoxville. Take Exit 300 toward Monterey/Livingston. Turn left onto TN-84 N continue into Monterey then turn left onto W Commercial Ave. Property will be on the left. Sign in yard.
High School Monterey
City Monterey
MLS Area Putnam County - 53
Lot Size Units Acres
Lot Size Square Feet 26571.6
Elementary School Burks
Property Attached Y/N false
Middle/Junior High School Burks
MLS Area Minor Putnam County - 53
Structure Type 2 Story
Standard Status Active
New Financing Cash true
New Financing FHA true
New Financing VA Loan true
New Financing Coventional true
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InteriorInterior Amenities Walk-In Closet(s)
Basement Crawl Space
Flooring Carpet Hardwood Tile
Total Fireplaces 0
Fireplace Features None
Basement (Y/N) false
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Total Bedrooms 4
Total Baths 2
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ExteriorExterior Amenities Windows - Vinyl
Parking Features Main Level
Lot Features Corner Lot
Water Source Public
Lot Size Area 0.61
Building Area Total 1972
Lot Dimensions 140 X 190
Lot Size Acres 0.61
Lot Size Source Tax Records
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* Excluded FeaturesList ByBrooke PhillipsListing Agent
Keller Williams Realty CookevilleBroker
sellwithbrooketn@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,065
- Monthly Property Taxes
- $121
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Monterey, TN
Average List Price $448,858
Percent of Sale Price 50%
About Monterey, TN 2,591 Population
5% Since 2002
$ 35,285 Median Income
40.23 Median Age
22% Households with Children
Trends Information provided by ATTOM Data Solutions.
0 Elementary School
4507948 Middle School
Monterey High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/24/2026 | $299,000 | -5.08% | Price Down |
| 8/24/2026 | $315,000 | -3.08% | Price Down |
| 8/11/2026 | $325,000 | | Listed Price |