452 Cumberland Cove Rd Monterey, TN $ 618,000
452 Cumberland Cove Rd
$ 618,000
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452 Cumberland Cove Rd

Monterey, TN, 38574
$ 618,000
Bedrooms3 Baths3.1 Sq 2,833

Monthly Estimate*

$ 4,268

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Single Family Home for sale in Monterey, TN

for $618,000 with 3 bedrooms and 3 full baths, 1 half bath. This 2,833 square foot home was built in 1998 on a lot size of 4.

Nestled in the highly sought-after community of Cumberland Cove atop the scenic Cumberland Plateau, this private 4-acre estate offers a quiet, mountain-country feel with convenient access to nearby city amenities, local healthcare, and exclusive private community hiking trails featuring peaceful streams and beautiful waterfalls. Featuring a beautifully updated 3-bedroom, 3.5-bathroom main residence along with a fully equipped, private mother-in-law suite, the property is designed for effortless multi-generational living or flexible guest quarters. The main home delivers thoughtful functionality with dual primary suites--one conveniently located on the main level and another upstairs--alongside a large upstairs bonus room, generously sized bedrooms, and beautifully appointed bathrooms throughout. The inviting main living area centers around a cozy gas log fireplace, while the chef's kitchen boasts gorgeous granite countertops, custom cabinetry with convenient pull-out drawers, and brand-new appliances including the refrigerator, microwave, and sink. The interior has been freshly painted, and the home comes complete with a washer and dryer set that stays with the property. The self-contained mother-in-law suite serves as a peaceful, autonomous sanctuary, featuring its own dedicated ensuite bathroom and a second private gas log fireplace. Step outside to relax on the freshly painted wrap-around porch--the perfect spot for watching the local deer--where you can take in panoramic views of your 4 private acres, lushly landscaped with mature hostas, hydrangeas, and rhododendrons. Homesteading and gardening enthusiasts will appreciate the fully fenced, established organic garden currently yielding cucumbers, squash, zucchini, tomatoes, pumpkins, and gourds. Packed with high-end infrastructure and practical extras, the property includes a 2-car attached garage, a convenient circle driveway with ample parking for recreational vehicles, an outdoor storage shed, a whole-house backup generator, a whole-home water filtration system, and a fully encapsulated crawlspace for optimized climate control, moisture management, and structural peace of mind.

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Single Family Active

Price

$ 618,000

Bedrooms

3

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 2,366

Style

Traditional

Lot Size

4

Year Built

1998

Town/City

Monterey

County/Region

Putnam

MLS | Web ID

1352331

Features
General
Sewer Septic Tank
Heating Central Heat Pump Natural Gas Electric
Cooling Central Cooling Ceiling Fan(s)
Appliances Gas Cooktop Dishwasher Disposal Dryer Microwave Range Refrigerator Washer
HOA Fee 138
Garage Spaces 2
Architectural Style Traditional
Security Features Smoke Detector
Construction Materials Vinyl Siding Frame
Year Built 1998
View Wooded
Property Subtype Single Family Residence
Assoc Fee Paid Per Monthly
County Putnam County - 53
Property Type Single Family
Association Amenities Club House
HOA true
Attached Garage true
Subdivision Name Cumberland Cove
Other Structures Guest House
Total Rooms 8
Full Baths 3
Status Active
Directions From I-40 E: Take exit 301 for US-70N toward Monterey/Jamestown. Turn right onto US-70N E. Turn right onto Cumberland Cove Rd. Property is on the right.
High School Monterey
City Monterey
MLS Area Putnam County - 53
Lot Size Units Acres
Lot Size Square Feet 182157.19
Elementary School Burks
Property Attached Y/N false
Middle/Junior High School Burks
MLS Area Minor Putnam County - 53
Structure Type 2 Story
Standard Status Active
New Financing Cash true
New Financing FHA true
New Financing VA Loan true
New Financing Coventional true
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Interior
Interior Amenities Kitchen Island Eat-in Kitchen
Basement Crawl Space
Flooring Carpet Hardwood Tile
Total Fireplaces 2
Fireplace Features Gas Log
Basement (Y/N) false
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 1
Total Bedrooms 3
Total Baths 4
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Exterior
Parking Features Attached
Lot Features Wooded Irregular Lot
Water Source Public
Lot Size Area 4
Building Area Total 2833
Lot Dimensions 604x324 IRR
Lot Size Acres 4
Lot Size Source Tax Records
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* Excluded Features
List By
Ashleigh Simmons

Listing Agent

Keller Williams Realty Cookeville

Broker

ashleighsimmons@kw.com

Email

Affordability Calculator

$4,466
Per Month
96%
4%
0%
Monthly Principal & Interest
$4,268
Monthly Property Taxes
$197
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
4507948 Middle School
Monterey High School High School
Pricing History
DatePricePrice ChangeDescription
9/28/2026$618,000 -2.66% Price Down
8/19/2026$634,900 Listed Price

Map


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452 Cumberland Cove Rd, Monterey, TN, 38574 is a Single Family Home for sale at $618,000 with 2,833 sqft and a lot size of 4. 452 Cumberland Cove Rd has 3 bedrooms, 3.1 baths, and was built in 1998. The property's zip code is 38574 which is in Monterey, TN