221 Cumberland Cove Rd Monterey, TN $ 534,998
221 Cumberland Cove Rd
$ 534,998
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221 Cumberland Cove Rd

Monterey, TN, 38574
$ 534,998
Bedrooms3 Baths3.0 Sq 2,496

Monthly Estimate*

$ 3,695

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Single Family Home for sale in Monterey, TN

for $534,998 with 3 bedrooms and 3 full baths. This 2,496 square foot home was built in 2009 on a lot size of 5.

Five acres, a move-in-ready home, and the Cumberland Cove lifestyle--this is the kind of opportunity that deserves a closer look! Set in the sought-after Cumberland Cove subdivision, this well-kept property gives you room to spread out while enjoying the comfort and character of a home designed for everyday living. Inside, you'll find 3 bedrooms and 3 full bathrooms arranged across two levels, offering flexibility for daily routines, guests, hobbies, or a little extra breathing room. The mostly finished basement adds valuable space to make your own, whether you envision a recreation area, workout zone, hobby room, or relaxed hangout; only the furnace room remains unfinished. Thoughtful details bring warmth throughout, including custom-made drapes and curtain rods that add a distinctive finishing touch. When temperatures drop, settle in beside the gas fireplace and enjoy the cozy atmosphere. The kitchen features a gas stove/oven, while a tankless water heater adds everyday convenience. Outside, five acres open the door to all kinds of possibilities, and the 5-foot horse fence is already in place. Imagine enjoying your own slice of Tennessee countryside, with space to roam, garden, entertain, or simply savor a slower pace. Cumberland Cove offers community amenities and access to an appealing golf course, bringing recreation and relaxation within reach. Need to get out and about? Monterey is approximately 11 minutes away, while Cookeville and Crossville are each about 25 minutes away. Nashville International Airport (BNA) is roughly an hour and a half away for regional travel. If you've been waiting for a property that pairs acreage, practical features, and a welcoming community setting, put this one on your list. Come see what five acres and Cumberland Cove living could look like for you--schedule your showing today!

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Single Family Active

Price

$ 534,998

Bedrooms

3

Full Bath

3

Property Type

Single Family

Taxes

$ 1,047

Style

Contemporary, Traditional

Lot Size

5

Year Built

2009

Town/City

Monterey

County/Region

Putnam

MLS | Web ID

1360839

Features
General
Sewer Septic Tank
Heating Central Heat Pump Natural Gas Electric
Cooling Central Cooling Ceiling Fan(s)
Appliances Gas Range Dishwasher Microwave Refrigerator
HOA Fee 126
Garage Spaces 1
Architectural Style Contemporary Traditional
Security Features Smoke Detector
Construction Materials Vinyl Siding Brick Frame
Year Built 2009
View Mountain View Country Setting
Property Subtype Single Family Residence
Assoc Fee Paid Per Yearly
County Cumberland County - 34
Property Type Single Family
HOA true
Attached Garage true
Subdivision Name Cumb Cove Unit 2
Other Structures Storage
Total Rooms 10
Full Baths 3
Status Active
Directions From Cookeville: Go E on I-40 E towards Knoxville take exit 301 go R on US-70N E drive about 6.1 miles go R on Cumberland Cove Rd house will be on your L see sign!
High School Cumberland County
City Monterey
MLS Area Cumberland County - 34
Lot Size Units Acres
Lot Size Square Feet 217799
Carport Spaces 1
Elementary School Pleasant Hill
Property Attached Y/N false
MLS Area Minor Cumberland County - 34
Structure Type 2 Story
Standard Status Active
New Financing Cash true
New Financing Coventional true
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Interior
Basement Walkout Finished
Flooring Carpet Hardwood
Total Fireplaces 1
Fireplace Features Gas Log
Basement (Y/N) true
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 0
Total Bedrooms 3
Total Baths 3
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Exterior
Parking Features Attached
Lot Features Wooded Corner Lot
Water Source Public
Lot Size Area 5
Building Area Total 2496
Lot Dimensions Approx 5 Acres
Lot Size Acres 5
Lot Size Source Tax Records
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* Excluded Features
List By
Elijah Castelli

Listing Agent

Elevate Real Estate

Broker

admin@teamcastelli.com

Email

Affordability Calculator

$3,782
Per Month
98%
2%
0%
Monthly Principal & Interest
$3,695
Monthly Property Taxes
$87
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4659224 Elementary School
4824324 Middle School
Cumberland County High School High School
Pricing History
DatePricePrice ChangeDescription
11/2/2026$534,998 Listed Price

Map


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221 Cumberland Cove Rd, Monterey, TN, 38574 is a Single Family Home for sale at $534,998 with 2,496 sqft and a lot size of 5. 221 Cumberland Cove Rd has 3 bedrooms, 3.0 baths, and was built in 2009. The property's zip code is 38574 which is in Monterey, TN